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MERCHANT ACCOUNT SERVICES

Our merchant services include all major credit cards: Visa, MasterCard, American Express, Discover, Debit, Check Services, and much more. We can also offer a business cash advance to qualified merchants. For more information, click here.

Visa/MasterCard - These cards are the most commonly used business and personal credit cards in the United States. Whether the card is connected to a checking account (i.e. “check card”), is a regular consumer credit card, accumulates rewards, or is issued for a business, there are very few consumers that do not have a Visa or MasterCard in their wallets.

Discover - These cardholders are very loyal to Discover and prefer this card over all others. Discover cards have a very rewarding cash back program and low interest rates for their users. Accepting Discover is a must for all merchants!

American Express - Accepting this premium “charge” card is essential for all businesses. American Express cardholders have very high credit limits and spend more than the average credit card user. American Express cardholders also accumulate mileage points and insist on using their American Express cards.

PIN-Based Debit Cards - Accepting PIN-based debit cards is the 21st century way to do business. While debit cards may be processed as a credit card, at credit card rates, using a pinpad.

Electronic Benefit Transfer (EBT) is an electronic system that allows a recipient to authorize transfer of their government benefits from a Federal account to a retailer account to pay for products received. EBT is used in all 50 States, the District of Columbia, Puerto Rico, the Virgin Islands, and Guam. EBT has been implemented in all States since June of 2004.

ACH/Electronic Check Services – Over the past decade, the use of credit cards, debit cards and ATMs has exploded across the U.S. retail and financial landscape. We use the PsBill check processing network for all of our e-check and ach transaction services. And with the recent growth of e-commerce, you might assume that plastic is the currency of choice these days. That's not completely the case. Cash still accounts for the vast majority of all purchases. However, paper checks are a close second. Even in an age of electronic banking and online commerce, the paper check accounts for nearly 75 percent of all noncash transactions in American business today. To find out more about our different check services please contact us at 1-800-210-8805

Gift Cards - The number of consumers purchasing gift cards is increasing exponentially. Wouldn't you like to compete with large retailers? When you sell our reloadable gift cards to your customers, you collect payment but don't need to provide goods or services until the cards are redeemed, thus increasing your cash flow! Gift cards will not only introduce new customers to your business, but also encourage return visits when a balance remains on the card. Gift cards come with pre-designed templates, or they can be customized for your business. Introduce gift cards to your business today; our starter package is FREE!

Business Cash Advances – Whether you’re big or small merchant, cash advance programs can help grow your business. A cash advance can help with advertising and/or inventory or just provide additional working capital. If you have been in business for more than a year and have been processing credit cards for at least four months, you will most likely qualify for an advance! There are no upfront costs, and we can get you funded in about 10 days. Don't miss this opportunity to grow your business. For more information please call 1-800-210-8805

ROL (Resource Online) this exciting tool is free. Your merchant statement can be viewed online 24/7/365.

Manual Imprinters - Visa/MasterCard regulations require a receipt for all face-to-face bankcard transactions. If your terminal should fail, you should have a manual imprinter as a backup. Buy one from us for as low as $20.00.